BMG Lending

813.854.3323

"Your Mortgage Coach"

+ Only let one company run your credit report, share that report with others if you are shopping.

+ Call in advance, if you are going to be late.

+ Careful when purchasing Credit “Improvement” Services.

+ Communicate with your creditors.

Home Ownership

The American Dream

"Click on the Flag"

F.A.Q.

Q: I’m not a first time Home Buyer…Can I still qualify for a FHA loan?

A. Yes, it is a false assumption that you have to be a first time Home Buyer to get a FHA loan.

Q: I don’t have a down payment!

A. No problem! We can use down payment assistance programs that are available whether you are a first time Home Buyer or not.

Q: I have bad credit!

A. In many cases you can have some nicks and bruises on your credit and still be approved…Get pre-qualified TODAY.

Q: What if I filed bankruptcy a few years back?

A: * Chapter 7 – An FHA loan can be obtained 2 years from discharge date.

* Chapter 13 – An FHA loan can be obtained 1 year from discharge date.

* Consumer Credit Counseling - 12 months good payment history necessary to be considered for a FHA loan.

Q: I have no credit!

A. By establishing 3 trade lines on the credit bureau you can get approved in many cases!!! i.e., cell phone bill, water bill, electric bill, etc…Get pre qualified TODAY.

Q: I don’t know my credit score!

A. In today’s world it is a necessity to know your credit score.

Q: I have an apartment lease.

A. In many cases if you have a purchase contract to buy a house, you can get out of your lease. Talk to the property manager.

Contact a mortgage professional today!

info@bmglending.com